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Insurance information

Information for insurance of Ishigaki One's Rent-a-Car

Insurance information

To ensure that our customers can use One's Rent-a-Car with peace of mind, in the event of an accident, coverage will be provided within the compensation limits stated below.

However, customers may be responsible for all costs in cases where insurance benefits are not payable, damages exceed the coverage limits, an accident occurs in violation of our Rental Terms and Conditions, or an official accident certificate cannot be obtained from the police.


Basic coverage is included in the vehicle rental fee.

Coverage Details

Bodily Injury Liability: Unlimited
Property Damage Liability: Unlimited (Deductible: JPY 50,000)
Vehicle Damage Coverage: Market value (Deductible: JPY 50,000)
Personal Injury Coverage: Up to JPY 30,000,000

NOC: JPY 20,000 if the vehicle can be driven and returned / JPY 50,000 if the vehicle cannot be driven and returned
※ Even if the vehicle can be driven and returned, JPY 50,000 may be charged in the event of a serious accident.

  • Tire punctures and blowouts: Not covered

  • Damage to tire wheels and wheel caps: Not covered

  • Cracks or damage to glass caused by flying objects or debris: Not covered

  • Damage to or loss of equipment inside the vehicle (excluding damage caused by an accident): Not covered

  • Towing charges: Charged separately

  • Single-vehicle accidents: Not covered


Deductible Waiver Coverage can be added for JPY 1,100 per day.

Coverage Details

Bodily Injury Liability: Unlimited
Property Damage Liability: Unlimited (Deductible: JPY 0)
Vehicle Damage Coverage: Market value (Deductible: JPY 0)
Personal Injury Coverage: Up to JPY 30,000,000

NOC: JPY 20,000 if the vehicle can be driven and returned / JPY 50,000 if the vehicle cannot be driven and returned
※ Even if the vehicle can be driven and returned, JPY 50,000 may be charged in the event of a serious accident.

  • Tire punctures and blowouts: Not covered

  • Damage to tire wheels and wheel caps: Not covered

  • Cracks or damage to glass caused by flying objects or debris: Not covered

  • Damage to or loss of equipment inside the vehicle (excluding damage caused by an accident): Not covered

  • Towing charges: Charged separately

  • Single-vehicle accidents: Not covered


Deductible Waiver Coverage + NOC Coverage can be added for JPY 2,200 per day.

Coverage Details

Bodily Injury Liability: Unlimited
Property Damage Liability: Unlimited (Deductible: JPY 0)
Vehicle Damage Coverage: Market value (Deductible: JPY 0)
Personal Injury Coverage: Up to JPY 30,000,000

NOC: Waived

  • Tire punctures and blowouts: Not covered

  • Damage to tire wheels and wheel caps: Not covered

  • Cracks or damage to glass caused by flying objects or debris: Not covered

  • Damage to or loss of equipment inside the vehicle (excluding damage caused by an accident): Not covered

  • Towing charges: Charged separately

  • Single-vehicle accidents: Not covered


Exclusions from Coverage (Costs to Be Borne by the Customer)

  • If the accident is not reported to both the police and the call center (including cases where an official police accident certificate cannot be obtained)

  • If the Rental Terms and Conditions are violated

  • If the driver was not wearing a seat belt while driving

  • Accidents or damages occurring during an unauthorized extension of the rental period

  • Driving under the influence of alcohol

  • Driving while under the influence of drugs

  • Driving by anyone other than the driver or additional driver listed in the rental agreement

  • Accidents resulting from subleasing the vehicle to a third party

  • Accidents caused while driving without a valid driver's license

  • If a settlement is reached without our authorization

  • If the vehicle is used for tests, competitions, towing another vehicle, or similar purposes

  • Accidents caused intentionally

  • Damage to property owned, used, or managed by the customer

  • Tire punctures and tire damage

  • Damage to the vehicle or vehicle equipment (including optional equipment) caused by theft

  • Loss of or damage to wheel caps

  • Accidents resulting from battery trouble, including a dead battery

  • Damage or corrosion to the vehicle body caused by improper or abusive use

  • Scratches or damage caused by tire chains, carriers, etc.

  • Vehicle damage caused by driving outside normal roadways, including beaches, riverbeds, or forest areas

  • Glass damage caused by flying stones or other flying objects

  • Vehicle damage that was not confirmed at the time of departure

  • Other accidents falling under the exclusions specified in the Rental Terms and Conditions

  • Damages exceeding the coverage limits or damages to which the coverage system does not apply

  • Other accidents falling under the exclusions specified in the insurance policy terms and conditions

※ Coverage cannot be added or canceled after the vehicle has departed. If the rental period is extended, the coverage will be renewed automatically.

※ Coverage does not apply to accidents in which the renter is determined to be 100% at fault.